Archive for the ‘Uncategorized’ Category

Why You Need To Report An Accident At Work

April 11, 2008

(via All Insurance Information)

They say that most accidents occur in the home – but the workplace probably comes a close second. After all, if you’re like the average UK employee, you probably spend more time at work during the week than you do at home. Figures from the Health and Safety Executive (HSE) suggest that in 2006-07, 274,000 reportable injuries occurred. What’s more, during the same time period, 241 workers were killed while at work.

So what should you do if you’ve been in an accident at work? First things first: always report an accident to your employer. Remember, your employer is legally-bound to protect you from health and safety issues, so you shouldn’t feel that reporting an accident is tantamount to dissent against your company. Additionally, it means that in the future your employer will be able to make sure that no one else suffers the same fate.

What’s more, if you’re involved in an accident in the workplace that keeps you away from work, it’s likely you’ll only have the right to statutory sick pay. So when you report your accident to your employers, check whether or not they have a scheme in place for extra payment due to accidents. Don’t feel embarrassed or shy to do so either – if you don’t ask, you don’t get!

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The Unpleasant Business Of Evicting Tenants

April 10, 2008

(via The UK Law Blog)

For a landlord, evicting tenants can be a very unpleasant and daunting process to go through, if the correct procedures are not adhered to a landlord can end up losing money or the right to evict their tenant(s). And at the extreme end of the spectrum a landlord could even end up being sued by the tenant. There can be any number of reasons why tenant eviction needs to occur, and some of the most common reasons include rent arrears, unsociable tenant behaviour or other breaches of the tenancy agreement. Of all of these, rent arrears is the single most common reason for tenant eviction. If a tenant is unable or unwilling to pay you the rent that is due after a number of warnings, then eviction may be the only option left. However, before going ahead with eviction you should seek advice.

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Whiplash Compensation Claims

April 9, 2008

(via Shannans Blog)

Claiming compensation for whiplash is your civil right. If someone collides with your car and you suffer whiplash as a result then you are entitled to receive compensation. Most personal injury solicitor will have dealt with a whiplash claim so would be able to advice you. You may have taken some time off work or in severe cases have to deal with an immobilising disability. And if the accident was not your fault then you would be daft not to take legal action. There are now “no win no fee” agreements where solicitors take on a case for nothing and only get paid at the end if the case is successful. You need to find a good solicitor that explains everything clearly. Some companies have hidden costs that you need to be aware off. Finding a company that offers straightforward advice for no charge is the best place to start.

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No Win No Fee Claims

March 31, 2008

(via Legal Advice Online)

No win no fee based claims are growing ever more popular as the realisation comes that members of the public can get compensation as a result of personal injury.

The no win no fee claim service came into effect in 1998 when legal aid was replaced by the Conditional Fee Agreement (CFA). Under such an agreement you are only obliged to pay your solicitor’s fee and expenses for things such as expert reports if you win your case. If you lose, you have no fees to pay your solicitor.

A Conditional Fee Agreement stands for the legal contract between the solicitor and you the claimant. This contract contains the terms and conditions that you and the solicitor agree on. No win no fee agreements are mostly used to pay for such personal injury cases as; whiplash injury, road traffic accidents, work accidents and trips/slips.

A frequently asked question when it comes to no win no fee claims is will all my compensation be used in paying my solicitor’s fees? If your case is fully successful then the answer is no. You will receive 100% compensation without any hidden costs and the solicitors costs shall be recovered from the other side, leaving the damages won intact.

Successful no win no fee accident claims can help with such expenses as loss of earnings, medical expenses and repair costs to things like cars. Everyone has a legal and civil right to claim compensation after an accident and thanks to no win no fee claims it’s never been easier.

If you have suffered or sustained an injury in the last 3 months in the UK, the first step is to get in touch with a solicitor/accident claims company, such as accidentconsult.com. Advisors will talk you through the claim process and the likely outcome of the claim. When your case has been evaluated, a decision will be made and you will be told right away whether the case is being pursued, with the process starting immediately if your case is being taken up.

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Accident Compensation Claims UK By Personal Injury Law Solicitors

March 28, 2008

(via Legal: Personal Injury)

‘… To get accident compensation claims accepted in the UK, you should contact your lawyer immediately after the accident. The kinds of accidents you might get involved in include road traffic accidents, hit and run accidents, accidents at work, accidents caused while performing leisure activities, and whilst on holiday abroad. Injuries might include lacerations, fractures, and whiplashes.

You can get accident compensation if you are involved in a road accident as a driver, passenger, cyclist, or pedestrian. The other party’s insurance company makes the payment, in hit and run cases and in others where there is no insurance cover.

Employers have a legal obligation to protect workers against accidents at the workplace. Employers also get insurance cover against accidents in the workplace. Your employer can be liable for claims in case a fellow employee causes an accident that leads to injuries. Employers also follow strict rules and regulations to avoid accidents at work.

If you are injured at work, enter a report immediately in the Accident Report Book. The report should be fair and accurate, and should bear your signature. You should report injuries to the Health and Safety Executive and contact a lawyer immediately to investigate the accident.

You could also get injured in accidents while performing leisure activities. If you can prove that the accident was caused due to negligence by someone else or due to the use of faulty equipment, then you can make a claim. However, you can make no claims if you injure yourself as a result of your own actions. You can even make a claim if you get injured while living abroad. …’

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The Unpleasant Process Of Tenant Eviction

March 26, 2008

Here is a snippet from an excellent article from over at BestHouses.org on the subject of evicting tenants.

‘… Tenant eviction is something that no landlord wants to have to go through, but sometimes it is the only option. Although most disputes can be sorted out through negotiation, there are times when eviction is absolutely necessary. If you are a landlord, then it is important to know the process of tenant eviction in case you need to use it. If you do not follow the proper steps, then you could end up losing money or not being able to get the tenant to leave. You could even end up being sued by the tenant for poor treatment. Therefore, getting the process of tenant eviction right is crucial. Reasons for tenant eviction Although there can be any number of reasons why tenant eviction needs to occur, some of the most common reasons include rent arrears, complaints about tenant behaviour or other breaches of the tenancy agreement. Of these, rent arrears is the most common reason for tenant eviction. If a tenant cannot pay you the rent that is due after a number of warnings, then eviction may be the only option left …’

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Why Accident Statistics Could Provoke Holiday Accident Claim Increase

March 25, 2008

So summer’s here and it’s holiday time! July-August is the peak time to take a break in the UK because as soon as the schools shut up shop for six weeks the parents are raring to get away from it all.  The suitcases, sun cream, buckets and spades are dusted off and we’re all off on a summer holiday once again (with or without Cliff Richard!).  But the last thing any of us want to face when we return from our escapades is having to make a holiday accident claim.

No matter where you go on holiday this year you will no doubt be using some kind of transport.  Whether you are jetting off to explore Australia, you are hopping onboard a liner to cruise around the Caribbean, you are taking the passenger ferry or the Eurostar over to France or simply getting in the car for a trip down to Cornwall, the reality is that you could become an accident statistic.

But don’t despair, it’s not quite as dismal as it first may seem.  The odds of having a holiday accident for which you have to consult a personal injury solicitor to make a compensation claim are thousands to one.  The majority of travellers will come back with a sun tan, a selection of tacky souvenirs and a suitcase full of duty frees, not a serious personal injury.  However, some accident statistics printed at http://www.rospa.com/ reveal some greater insight into the dangers that British holiday makers may face.

The first point to make is that it’s a good job that you have decided to take some time off from work.  Not only can working for long periods without regular breaks away lead to work-related stress, you could also be at more risk of having an accident at work.  During 2005/06 there were 160 fatal accidents and a staggering 28,605 personal injuries in the workplace reported to the Health and Safety Executive under RIDDOR.  Likewise, there were a total of four deaths reported in schools.

Worryingly, many holiday accident claims are on the cards before holiday makers even make their destinations as the 2002 UK national estimate for accidents while travelling/touring was 480,664.

There’s bad news if you are staying close to home and either touring local attractions or doing a cross-country trip, as in 2005 271,017 people suffered personal injury in road accidents.  This figure relates to all drivers in the UK, not just holiday makers, but is worth bearing in mind all the same.

Similarly, that same year, there were 5,172 casualties from train accidents, including accidents through the movement of railway vehicles and accidents on railway premises.  But, despite a number of fatal crashes reported in the media of late, public transport is still the safest way to travel.  So maybe taking the train on a trip to Edinburgh rather than driving from the south would not only be a less tiresome option but also a far safer one.

Even though you have more chance of being killed by lightning than you do of being involved in a plane crash, 2005 saw a total of 105 casualties and 27 deaths resulting from aviation accidents in UK airspace.  The majority of these air crashes were caused by UK registered aircraft.

You should also take extra care when choosing which leisure activities to pursue when on holiday.  There are so many leisure activities on offer in the UK and abroad – from surfing and sailing to hiking and mountain climbing – and although there are stringent safety measures in place with professional establishments, accidents are fairly common.

According to the Home Accident Surveillance System including the Leisure Activities Final Report 2002 Data, a total of 1,208,414 people had accidents while taking part in leisure activities in the UK just five years ago.  Also, the national estimate for non-fatal water sport accidents is 21,935 for 2002.  Further, RoSPA have revealed that 381 drownings were recorded during 2003.  It is thought that many of these resulted in holiday accident claims.

http://www.youclaim.co.uk/holiday-accident-claims-foreigness.htm